Verified — real FDD extraction
Not found in the SBA Franchise Directory under this name — though SBA loans to its franchisees exist; verify eligibility with your lender
Amazing Lash Studio
Beauty & Personal Care · independent · est. —
Amazing Lash Studio is a beauty concept specializing in eyelash extensions and related lash services on a membership model. A franchisee operates a suite-style storefront studio staffed by licensed lash stylists serving a recurring member base.
Amazing Lash Studio net unit count grew +41.9% from 2017–2019 per its FDD Item 20.
New to franchising? Start here
A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.
Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:
- Franchise fee — the one-time cost to buy in.
- Royalty — the ongoing cut of your sales you pay the franchisor.
- Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).
The verdict
Proven & strong
Distress
Enough units and history to judge, and the record is good: growing or stable units with clean exits by the standards of its disclosed record. The standout in the record: the system is growing.
Exit rate · latest year
2.9%
vs 5.4% across 23 beauty & personal care systems
Cost to open
$239K–$509K
Item 7 total investment range
SBA loan defaults
13.0%
vs 14.8% avg across rated brands
Behind the verdict
the record, factor by factor · Item 20
3-yr trend · Item 20 Table 1
terminations + ceased-ops vs. all exits · Table 3
transfers vs. base · Table 3
actual vs. projected openings · Table 5
Item 19 disclosure + completeness
Systemwide units
2017–2019
Survival record
FDD Item 20 · outlet status by year
In fiscal 2019, 6 of 205 franchised outlets left the system — a 2.9% annualized exit rate, vs 5.4% across 23 beauty & personal care systems. Not every exit is a failure — but this is the measurable floor.
Show the outlet tables ↓Hide the evidence ↑
| Status (FTC) | 2017 | 2018 | 2019 |
|---|---|---|---|
| Outlets at start | 115 | 172 | 212 |
| Opened | 57 | 43 | 39 |
| Transfers | 12 | 9 | 18 |
| Terminations | 0 | 3 | 6 |
| Non-renewals | 0 | 0 | 0 |
| Reacquired by franchisor | 0 | 7 | 0 |
| Ceased — other reasons | 0 | 0 | 0 |
| Outlets at end | 172 | 212 | 244 |
| Net change | +57 | +40 | +32 |
The lender's view
SBA 7(a)/504 loan performance · FY1991–present
Banks have made 200 SBA-backed loans to Amazing Lash Studio franchisees since 2014. Of the 123 that have resolved, 13.0% were charged off (defaulted) rather than paid in full, versus 14.8% across 576 rated brands.
13.0%
16 of 123 resolved defaulted
58.3%
avg. charged-off $ ÷ approved $
7.6%
default rate × loss severity
$436,663
what recent franchisees borrowed
92 mo
approval → charge-off, defaulted loans
19 vs 24
distinct banks still lending
Charge-off rate by loan approval year (%)
SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO AMAZING LASH STUDIO BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL
The owner's side of the deal
FDD × federal loan record
A typical Amazing Lash Studio buyer since 2020 borrowed $437K through SBA — about $63K a year in debt service. Against the brand's own disclosed median unit revenue of $702K, that is 8.9% of every dollar the store takes in — before rent, payroll, food, or royalty.
Who finances it
Simmons Bank
51.0% of this brand's loans
That lender charges off 11.2% of its loans to other franchise brands, vs 14.8% nationally.
Who buys it
75.5%
first-time franchise owners
The rest already owned at least one other franchise. Across the corpus, brands bought mostly by repeat operators charge off at roughly 10% versus 17% for brands sold mostly to newcomers.
Does experience help here?
−13.2pp
multi-unit vs single-unit owners
Owners of multiple units default at 0.0%; single-unit owners at 13.2%.
Computed from 200 SBA 7(a)/504 loans to Amazing Lash Studio franchisees joined to the brand's own FDD. Debt service assumes level amortization at the average disclosed term and rate. A lender's rate excludes its loans to this brand, so it reads the lender, not the brand.
What it costs — and what it drags
FDD Items 5–7 · fees, investment, royalty
Buying in means a $40K franchise fee (Item 5) and a total investment of $239K–$509K (Item 7). The franchisor publishes an earnings claim (Item 19) — read its methodology closely.
To open (Item 7)
$239K–$509K
all-in investment range
Franchise fee (Item 5)
$40K
upfront, one-time
Royalty (Item 6)
6%
of sales, ongoing
Your figure — cross-check against this brand's Item 19 and current-owner validation.
Royalty you'd pay / yr
$60K
6% of sales, before profit
Over a 10-yr term
$600K
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for Amazing Lash Studio with an independent CPALabor record
US Dept. of Labor enforcement · franchisee-level · FY2005–present
Federal investigators have concluded 2 wage cases against operators of this system, recovering $535 in back wages for 5 workers. These cases name franchisee-owned locations, not the franchisor itself.
Concluded cases
2
Back wages owed
$535
Employees affected
5
Since 2020
0
Read this carefully. The employers in these cases are individual Amazing Lash Studio franchisees — separately owned businesses operating under the brand name — not Amazing Lash Studio itself. The franchisor is not the respondent and in most cases is not a party. What the record shows is how this system's operators run their payrolls, which is worth knowing before you become one of them. Counts rise with system size and with age: a 20-year-old, 10,000-unit system will out-count a young one regardless of conduct. Source: DOL Wage and Hour Division concluded compliance actions, FY2005–present, most recent finding 2019.
Modeled risk
FDD Risk Score · modeled from the public record
Modeled from the public record, this brand looks safer than 91% of systems we score.
Risk percentile
9 / 100
Measured
Modeled SBA charge-off
7.1%
Observed SBA charge-off
13.0%
Top drivers: Share financed by high-loss lenders (lowers) · Single-lender dependence (lowers) · Item 3 litigation (log) (lowers) · Net unit growth (lowers). 50+ resolved loans and complete disclosure data — the score is checkable against the brand's observed rate. A linear scorecard built from this brand's own disclosure figures plus the federal loan record behind its franchisees; full spec and cross-validated accuracy on the methodology page. A score is context, not a verdict.
Distress signals
news-sourced · bankruptcies, closures, lawsuits
No recent closures, bankruptcies, or major lawsuits found in the news for Amazing Lash Studio. That's a good sign — but it reflects news coverage, not a guarantee.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Amazing Lash Studio's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →Amazing Lash Studio franchise questions, answered from the filings
What percentage of Amazing Lash Studio franchises closed last year?
In Amazing Lash Studio's latest FDD Item 20 (fiscal 2019), 6 of 205 franchised outlets left the system — an annualized exit rate of 2.9% — compared with 5.4% across 23 beauty & personal care systems tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.
How much does a Amazing Lash Studio franchise cost?
Per Amazing Lash Studio's 2020 FDD, buying in requires an initial franchise fee of $40K (Item 5) and a total initial investment of $239K–$509K (Item 7).
What royalty does Amazing Lash Studio charge?
Amazing Lash Studio charges an ongoing royalty of 6.0% of gross sales, per Item 6 of its 2020 FDD.
Does Amazing Lash Studio disclose earnings (Item 19)?
Yes — Amazing Lash Studio makes a financial performance representation in Item 19 of its 2020 FDD, reporting a median unit volume of $702K. Read it closely: franchisors choose which units and which metrics to include.
How often do SBA loans for Amazing Lash Studio franchises default?
Across 200 SBA-backed loans to Amazing Lash Studio franchisees since 2014, 16 of the 123 that have resolved were charged off — a 13.0% default rate, versus about 14.8% across all rated franchise brands. This is the lender's-eye view of franchisee failure, drawn from public SBA 7(a)/504 FOIA data and independent of the franchisor's own disclosures.