FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW YORK

AMERIPRISE FINANCIAL SERVICES LLC franchise in New York: what the public record shows

Franchisees of AMERIPRISE FINANCIAL SERVICES LLC in New York have taken 23 SBA loans since 1991 (average $617,252), and of the 19 loans whose story has ended, 0.0% were charged off — versus 0.2% for AMERIPRISE FINANCIAL SERVICES LLC nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · New Yorkvs national

Loans in NY

23

Resolved

19

Local charge-off

0.0%

National charge-off

0.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · New York vs nationalTypical density

Businesses in this industry

1,851

statewide, all operators

Per 100k residents

9.3

national 8.1

Versus the country

+15%

denser

Every business in AMERIPRISE FINANCIAL SERVICES LLC's industry operating in New York — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in New York6 systems
SystemLoans in NYLocal charge-offUnits in NY
Mail Boxes Etc. Usa534.8%
Fedex Ground1642.9%
Liberty Tax Service1440.0%
JACKSON HEWITT TAX SERVICE10thin
Patrice & Associates6thin
Express Employment Professionals/Express Pers5thin

Same sector, same state, same public records — how AMERIPRISE FINANCIAL SERVICES LLC compares to the systems a buyer in New York would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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