FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS

Camp Bow Wow franchise in Texas: what the public record shows

Franchisees of Camp Bow Wow in Texas have taken 37 SBA loans since 1991 (average $1,173,572), and of the 11 loans whose story has ended, 0.0% were charged off — versus 3.3% for Camp Bow Wow nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Texasvs national

Loans in TX

37

Resolved

11

Local charge-off

0.0%

National charge-off

3.3%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Texas vs nationalThin market

Businesses in this industry

1,921

statewide, all operators

Per 100k residents

6.1

national 7.2

Versus the country

-15%

thinner

Every business in Camp Bow Wow's industry operating in Texas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Texas5 systems
SystemLoans in TXLocal charge-offUnits in TX
Pet Supplies Plus34thin
Dogtopia299.1%
ZOOM ROOM7thin
United Check Cashing6thin
ROOSTERS AND ROOSTERS MEN'S GROOMING CENTER5thin10

Same sector, same state, same public records — how Camp Bow Wow compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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