SBA 7(a)/504 FOIA · FY1991–PRESENT · OREGON
Chevron - Retail Supply Contract franchise in Oregon: what the public record shows
Franchisees of Chevron - Retail Supply Contract in Oregon have taken 9 SBA loans since 1991 (average $3,028,600)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide.
Loans in OR
9
Resolved
2
Local charge-off
thin
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OR. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
1,351
statewide, all operators
Per 100k residents
31.6
national 30.2
Versus the country
+5%
denser
Every business in Chevron - Retail Supply Contract's industry operating in Oregon — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in OR | Local charge-off | Units in OR |
|---|---|---|---|
| Chevron (Gas Station) | 21 | 21.4% | — |
| Aamco Transmissions | 11 | thin | — |
| Arco (Gas Station) | 9 | thin | — |
| Napa Auto Parts | 8 | thin | — |
| Phillips 66 | 8 | thin | — |
| Shell Service Station | 7 | thin | — |
| Conoco Service Station | 6 | thin | — |
| Cottman Transmission | 5 | thin | — |
| JIFFY LUBE | 5 | thin | 36 |
| Texaco Service Station | 5 | thin | — |
Same sector, same state, same public records — how Chevron - Retail Supply Contract compares to the systems a buyer in Oregon would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Chevron - Retail Supply Contract's numbers, including talking you out of a bad deal.
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