SBA 7(a)/504 FOIA · FY1991–PRESENT · SOUTH DAKOTA
Coast-to-Coast Store franchise in South Dakota: what the public record shows
Franchisees of Coast-to-Coast Store in South Dakota have taken 17 SBA loans since 1991 (average $90,147), and of the 16 loans whose story has ended, 12.5% were charged off — versus 16.9% for Coast-to-Coast Store nationally and 14.8% across all rateable franchise brands.
Loans in SD
17
Resolved
16
Local charge-off
12.5%
National charge-off
16.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = SD. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
467
statewide, all operators
Per 100k residents
50.5
national 39.6
Versus the country
+28%
denser
Every business in Coast-to-Coast Store's industry operating in South Dakota — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in SD | Local charge-off | Units in SD |
|---|---|---|---|
| Ace Hardware | 9 | thin | — |
Same sector, same state, same public records — how Coast-to-Coast Store compares to the systems a buyer in South Dakota would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Coast-to-Coast Store's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →