SBA 7(a)/504 FOIA · FY1991–PRESENT · CALIFORNIA
Coldwell Banker (Real Estate Brokers franchise in California: what the public record shows
Franchisees of Coldwell Banker (Real Estate Brokers in California have taken 12 SBA loans since 1991 (average $567,100)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 18.2% is the better guide.
Loans in CA
12
Resolved
8
Local charge-off
thin
National charge-off
18.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
22,552
statewide, all operators
Per 100k residents
57.2
national 47.9
Versus the country
+19%
denser
Every business in Coldwell Banker (Real Estate Brokers's industry operating in California — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in CA | Local charge-off | Units in CA |
|---|---|---|---|
| RE/MAX | 51 | 8.1% | 239 |
| Century 21 | 42 | 17.9% | — |
| REAL PROPERTY MANAGEMENT | 17 | 10.0% | 43 |
| PROPERTY MANAGEMENT INCORPORATED FRANCHISE LLC | 6 | thin | 37 |
Same sector, same state, same public records — how Coldwell Banker (Real Estate Brokers compares to the systems a buyer in California would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Coldwell Banker (Real Estate Brokers's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →