SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW YORK
Domino's Pizza franchise in New York: what the public record shows
Franchisees of Domino's Pizza in New York have taken 37 SBA loans since 1991 (average $272,911), and of the 26 loans whose story has ended, 15.4% were charged off — versus 9.4% for Domino's Pizza nationally and 14.8% across all rateable franchise brands.
Loans in NY
37
Resolved
26
Local charge-off
15.4%
National charge-off
9.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
44,621
statewide, all operators
Per 100k residents
224.6
national 179.9
Versus the country
+25%
denser
Every business in Domino's Pizza's industry operating in New York — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in NY | Local charge-off | Units in NY |
|---|---|---|---|
| Dunkin Donuts/Baskin-Robbins Co-Brand | 231 | 11.1% | — |
| Quiznos | 134 | 34.3% | — |
| Cold Stone Creamery | 51 | 50.0% | — |
| Burger King | 32 | 14.3% | — |
| Tropical Smoothie Cafe | 25 | 16.7% | 62 |
| Papa Johns | 23 | 31.3% | — |
| Carvel Ice Cream | 18 | 30.0% | — |
| Blimpie | 15 | 18.2% | — |
| Jersey Mike's Subs | 14 | thin | — |
| CHECKERS RESTAURANT OR RALLY'S RESTAURANT | 13 | thin | — |
| IHOP | 13 | thin | — |
| Arby's | 12 | 9.1% | — |
Same sector, same state, same public records — how Domino's Pizza compares to the systems a buyer in New York would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Domino's Pizza's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →