SBA 7(a)/504 FOIA · FY1991–PRESENT · OREGON
Dutch Bros. Coffee franchise in Oregon: what the public record shows
Franchisees of Dutch Bros. Coffee in Oregon have taken 25 SBA loans since 1991 (average $389,228), and of the 16 loans whose story has ended, 0.0% were charged off — versus 0.0% for Dutch Bros. Coffee nationally and 14.8% across all rateable franchise brands.
Loans in OR
25
Resolved
16
Local charge-off
0.0%
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OR. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
9,304
statewide, all operators
Per 100k residents
217.8
national 179.9
Versus the country
+21%
denser
Every business in Dutch Bros. Coffee's industry operating in Oregon — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in OR | Local charge-off | Units in OR |
|---|---|---|---|
| Quiznos | 47 | 32.6% | — |
| Domino's Pizza | 26 | 11.8% | — |
| Cold Stone Creamery | 25 | 66.7% | — |
| Jimmy John's | 13 | 0.0% | — |
| Taco Del Mar | 13 | 15.4% | — |
| Figaro'S Italian Pizza | 12 | thin | — |
| Blimpie | 9 | thin | — |
| Kentucky Fried Chicken | 9 | thin | — |
| Little Ceasar'S Pizza | 9 | thin | — |
| Arby's | 7 | thin | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 7 | thin | — |
| Auntie Anne'S | 6 | thin | — |
Same sector, same state, same public records — how Dutch Bros. Coffee compares to the systems a buyer in Oregon would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Dutch Bros. Coffee's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →