SBA 7(a)/504 FOIA · FY1991–PRESENT · WEST VIRGINIA
Fox'S Pizza Den franchise in West Virginia: what the public record shows
Franchisees of Fox'S Pizza Den in West Virginia have taken 21 SBA loans since 1991 (average $111,586), and of the 14 loans whose story has ended, 21.4% were charged off — versus 24.3% for Fox'S Pizza Den nationally and 14.8% across all rateable franchise brands.
Loans in WV
21
Resolved
14
Local charge-off
21.4%
National charge-off
24.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WV. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,726
statewide, all operators
Per 100k residents
154
national 179.9
Versus the country
-14%
thinner
Every business in Fox'S Pizza Den's industry operating in West Virginia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in WV | Local charge-off | Units in WV |
|---|---|---|---|
| Marco's Pizza | 9 | thin | — |
| Penn Station | 6 | thin | — |
| Heavenly Hams | 5 | thin | — |
| Quiznos | 5 | thin | — |
Same sector, same state, same public records — how Fox'S Pizza Den compares to the systems a buyer in West Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Fox'S Pizza Den's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →