OFFICIAL FILING · MN · 2026
FREEWAY INSURANCE® FDD (Franchise Disclosure Document) — 2026
The FDD is the 23-item legal disclosure every U.S. franchisor must hand you at least 14 days before you sign or pay anything (FTC Franchise Rule, 16 CFR 436). FREEWAY INSURANCE®'s most recent FDD tracked here was filed in 2026 as a multistate filing — and because registration-state filings are public records, you can read it free, without giving a broker your phone number.
THE SAME DOCUMENT SITES SELL OR GATE BEHIND LEAD FORMS. FILED 2026 · SOURCE STATE MN
| ITEM 5 | Initial franchise fee | $25K |
| ITEM 6 | Ongoing royalty | 14.0% of gross sales |
| ITEM 7 | Total initial investment | $35K–$84K |
| ITEM 3 | Disclosed litigation matters | 0 |
| ITEM 19 | Earnings disclosure (FPR) | Yes — median unit volume $205K (Franchised figures from Table C-1 (mean/median) and Table C-2 (top-25% avg): n=27 of 47 franchised Freeway Brokerages open the entire 2025 calendar year (15 excluded as not open full year, none closed). "Total Revenue" = Fee Revenue + Commission Income + Ancillary Product Revenue per outlet. Top-quartile = Table C-2 (7 franchised locations), average $954,534. FDD's larger tables (A/B) instead cover affiliate-owned Disclosed Locations. Unaudited (Item 19 Note 3).) |
| ITEM 20 | Outlets (fiscal 2025) | 47 franchised at year end · 3 exits (9.1% annualized) |
| ITEM 21 | Franchisor financial statements | clean (unqualified) audit opinion — CoSurge LLC (d/b/a CoSurge CPAs) |
Citation discipline: every figure above is extracted from the 2026 FREEWAY INSURANCE® FDD as filed and links back to that document. Fields the filing did not state are omitted — nothing here is estimated, surveyed, or filled in from marketing material. FDDs are reissued annually; verify against the current issuance before relying on any number.
FREEWAY INSURANCE® FDD questions, answered
Where can I download the FREEWAY INSURANCE® FDD for free?
FREEWAY INSURANCE®'s 2026 Franchise Disclosure Document is a public record. It can be downloaded free from the source link on this page — no broker form, no email signup required.
What year is FREEWAY INSURANCE®'s most recent FDD on file?
The most recent FREEWAY INSURANCE® FDD tracked here was filed in 2026. Franchisors must update their FDD annually, so confirm you are reading the current issuance before signing.
Does FREEWAY INSURANCE®'s FDD disclose earnings (Item 19)?
Yes — FREEWAY INSURANCE® makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $205K. Read the basis fine print: franchisors choose which units and metrics to include.
What does FREEWAY INSURANCE®'s FDD Item 20 show?
In fiscal 2025, FREEWAY INSURANCE® ended with 47 franchised outlets; 3 of 33 open at the start of the year left the system — an annualized exit rate of 9.1% (terminations, non-renewals, and "ceased operations — other reasons").
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing FREEWAY INSURANCE®'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →