SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS
Golf U.S.a. (Retail Golf Equip.) franchise in Texas: what the public record shows
Franchisees of Golf U.S.a. (Retail Golf Equip.) in Texas have taken 12 SBA loans since 1991 (average $155,582), and of the 11 loans whose story has ended, 72.7% were charged off — versus 46.2% for Golf U.S.a. (Retail Golf Equip.) nationally and 14.8% across all rateable franchise brands.
Loans in TX
12
Resolved
11
Local charge-off
72.7%
National charge-off
46.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in TX | Local charge-off | Units in TX |
|---|---|---|---|
| THE UPS STORE NON-TRADITIONAL | 179 | 9.3% | 440 |
| Naturals2Go | 49 | 0.0% | — |
| Batteries Plus Bulbs | 37 | 31.8% | — |
| Golf Etc. | 33 | 46.7% | — |
| KID TO KID | 32 | 19.0% | — |
| Once Upon a Child | 27 | 10.0% | — |
| Play It Again Sports (Retail Sports) | 24 | 35.0% | — |
| Cartridge World | 19 | 26.3% | — |
| HobbyTown | 16 | 30.8% | — |
| Wicks 'N' Sticks | 13 | 36.4% | — |
| Candy Bouquet | 10 | 70.0% | — |
| FLOWERAMA | 9 | thin | — |
Same sector, same state, same public records — how Golf U.S.a. (Retail Golf Equip.) compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Golf U.S.a. (Retail Golf Equip.)'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →