FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS

Jets Pizza franchise in Illinois: what the public record shows

Franchisees of Jets Pizza in Illinois have taken 11 SBA loans since 1991 (average $269,636)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 3.6% is the better guide.

SBA loan outcomes · Illinoisvs national

Loans in IL

11

Resolved

6

Local charge-off

thin

National charge-off

3.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Illinois vs nationalTypical density

Businesses in this industry

23,167

statewide, all operators

Per 100k residents

182.3

national 179.9

Versus the country

+1%

denser

Every business in Jets Pizza's industry operating in Illinois — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Illinois12 systems
SystemLoans in ILLocal charge-offUnits in IL
Culver's1392.3%
Quiznos13030.4%
Dunkin Donuts/Baskin-Robbins Co-Brand1242.3%
Jimmy John's922.7%
Domino's Pizza4711.8%
Cold Stone Creamery4342.4%
Rosati'S Pizza364.8%
SCOOTER'S COFFEE30thin48
Smoothie King (Health Food Store)290.0%
Jersey Mike's Subs280.0%
Papa Johns289.1%
Baskin-Robbins 31 Ice Cream254.5%

Same sector, same state, same public records — how Jets Pizza compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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