SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
LINE-X franchise in Ohio: what the public record shows
Franchisees of LINE-X in Ohio have taken 16 SBA loans since 1991 (average $76,206), and of the 13 loans whose story has ended, 0.0% were charged off — versus 13.3% for LINE-X nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 6 franchised outlets in Ohio (fiscal 2025) — about 0.05 per 100k residents.
Loans in OH
16
Resolved
13
Local charge-off
0.0%
National charge-off
13.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
3,601
statewide, all operators
Per 100k residents
30.3
national 30.2
Versus the country
+0%
denser
Every business in LINE-X's industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2021 | 16 | — |
| 2022 | 16 | — |
| 2023 | 16 | — |
| 2023 | 16 | 0 |
| 2024 | 6 | 0 |
| 2025 | 6 | 0 |
| System | Loans in OH | Local charge-off | Units in OH |
|---|---|---|---|
| Aamco Transmissions | 22 | 11.8% | — |
| Sunoco Service Station | 20 | 5.3% | — |
| Meineke | 19 | 23.1% | — |
| Maaco Auto Painting Center | 16 | 30.8% | — |
| Tuffy Muffler Center | 13 | 40.0% | — |
| All Tune and Lube | 12 | thin | — |
| Marathon Oil | 12 | thin | — |
| Pirtek | 12 | thin | — |
| Carstar | 11 | thin | — |
| 1-800-Radiator & A/C | 9 | thin | — |
| Napa Auto Parts | 9 | thin | — |
| Goodyear Tire | 7 | thin | — |
Same sector, same state, same public records — how LINE-X compares to the systems a buyer in Ohio would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing LINE-X's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →