FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW YORK

Little Caesar Pizza franchise in New York: what the public record shows

Franchisees of Little Caesar Pizza in New York have taken 8 SBA loans since 1991 (average $364,162)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.5% is the better guide.

SBA loan outcomes · New Yorkvs national

Loans in NY

8

Resolved

8

Local charge-off

thin

National charge-off

7.5%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · New York vs nationalDense market

Businesses in this industry

44,621

statewide, all operators

Per 100k residents

224.6

national 179.9

Versus the country

+25%

denser

Every business in Little Caesar Pizza's industry operating in New York — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in New York12 systems
SystemLoans in NYLocal charge-offUnits in NY
Dunkin Donuts/Baskin-Robbins Co-Brand23111.1%
Quiznos13434.3%
Cold Stone Creamery5150.0%
Domino's Pizza3715.4%
Burger King3214.3%
Tropical Smoothie Cafe2516.7%62
Papa Johns2331.3%
Carvel Ice Cream1830.0%
Blimpie1518.2%
Jersey Mike's Subs14thin
CHECKERS RESTAURANT OR RALLY'S RESTAURANT13thin
IHOP13thin

Same sector, same state, same public records — how Little Caesar Pizza compares to the systems a buyer in New York would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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