SBA 7(a)/504 FOIA · FY1991–PRESENT · IOWA
Little Ceasar'S Pizza franchise in Iowa: what the public record shows
Franchisees of Little Ceasar'S Pizza in Iowa have taken 9 SBA loans since 1991 (average $194,222)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 5.0% is the better guide.
Loans in IA
9
Resolved
9
Local charge-off
thin
National charge-off
5.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
5,253
statewide, all operators
Per 100k residents
162.1
national 179.9
Versus the country
-10%
thinner
Every business in Little Ceasar'S Pizza's industry operating in Iowa — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in IA | Local charge-off | Units in IA |
|---|---|---|---|
| PIZZA RANCH | 78 | 10.0% | 65 |
| Domino's Pizza | 29 | 0.0% | — |
| Blimpie | 25 | 40.9% | — |
| Quiznos | 24 | 37.5% | — |
| Culver's | 22 | 0.0% | — |
| TACO JOHN'S | 17 | 6.3% | 50 |
| SCOOTER'S COFFEE | 16 | thin | 93 |
| Hardee's | 15 | 0.0% | — |
| Cold Stone Creamery | 14 | 53.8% | — |
| Jimmy John's | 11 | thin | — |
| Little Caesars | 11 | thin | — |
| GODFATHER'S PIZZA | 9 | thin | — |
Same sector, same state, same public records — how Little Ceasar'S Pizza compares to the systems a buyer in Iowa would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Little Ceasar'S Pizza's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →