SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSOURI
Mail Boxes Etc. Usa franchise in Missouri: what the public record shows
Franchisees of Mail Boxes Etc. Usa in Missouri have taken 34 SBA loans since 1991 (average $77,476), and of the 25 loans whose story has ended, 0.0% were charged off — versus 12.0% for Mail Boxes Etc. Usa nationally and 14.8% across all rateable franchise brands.
Loans in MO
34
Resolved
25
Local charge-off
0.0%
National charge-off
12.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
586
statewide, all operators
Per 100k residents
9.4
national 8.1
Versus the country
+16%
denser
Every business in Mail Boxes Etc. Usa's industry operating in Missouri — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in MO | Local charge-off | Units in MO |
|---|---|---|---|
| Liberty Tax Service | 11 | 0.0% | — |
| Fedex Ground | 8 | thin | — |
| JACKSON HEWITT TAX SERVICE | 7 | thin | — |
Same sector, same state, same public records — how Mail Boxes Etc. Usa compares to the systems a buyer in Missouri would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Mail Boxes Etc. Usa's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →