SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO
Meineke franchise in Colorado: what the public record shows
Franchisees of Meineke in Colorado have taken 24 SBA loans since 1991 (average $316,245), and of the 20 loans whose story has ended, 0.0% were charged off — versus 25.3% for Meineke nationally and 14.8% across all rateable franchise brands.
Loans in CO
24
Resolved
20
Local charge-off
0.0%
National charge-off
25.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,942
statewide, all operators
Per 100k residents
32.6
national 30.2
Versus the country
+8%
denser
Every business in Meineke's industry operating in Colorado — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in CO | Local charge-off | Units in CO |
|---|---|---|---|
| Grease Monkey | 41 | 20.6% | — |
| Christian Brothers Automotive | 34 | 0.0% | — |
| Maaco Auto Painting Center | 17 | 6.7% | — |
| Napa Auto Parts | 15 | 6.7% | — |
| World Fuel Services, Inc Wholesale Supply Agreement | 14 | thin | — |
| Aamco Transmissions | 13 | 33.3% | — |
| Conoco Service Station | 12 | 20.0% | — |
| Shell Service Station | 10 | thin | — |
| Midas Muffler Shop | 8 | thin | — |
| All Tune and Lube | 7 | thin | — |
| Pirtek | 7 | thin | — |
| Cottman Transmission | 6 | thin | — |
Same sector, same state, same public records — how Meineke compares to the systems a buyer in Colorado would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Meineke's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →