SBA 7(a)/504 FOIA · FY1991–PRESENT · WISCONSIN
Mobil Oil (Stations) franchise in Wisconsin: what the public record shows
Franchisees of Mobil Oil (Stations) in Wisconsin have taken 21 SBA loans since 1991 (average $897,338), and of the 19 loans whose story has ended, 15.8% were charged off — versus 7.8% for Mobil Oil (Stations) nationally and 14.8% across all rateable franchise brands.
Loans in WI
21
Resolved
19
Local charge-off
15.8%
National charge-off
7.8%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,101
statewide, all operators
Per 100k residents
35.2
national 30.2
Versus the country
+17%
denser
Every business in Mobil Oil (Stations)'s industry operating in Wisconsin — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in WI | Local charge-off | Units in WI |
|---|---|---|---|
| World Fuel Services, Inc Wholesale Supply Agreement | 18 | thin | — |
| Citgo Service Station | 12 | thin | — |
| Meineke | 12 | thin | — |
| Tires Plus | 12 | thin | — |
| Napa Auto Parts | 10 | thin | — |
| Exxon | 9 | thin | — |
| Maaco Auto Painting & Bodyworks/Maaco Collisi | 9 | thin | — |
| Shell Service Station | 7 | thin | — |
| Ubreakifix | 7 | thin | — |
| Carstar | 6 | thin | — |
| Midas Muffler Shop | 6 | thin | — |
| Maaco Auto Painting Center | 5 | thin | — |
Same sector, same state, same public records — how Mobil Oil (Stations) compares to the systems a buyer in Wisconsin would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Mobil Oil (Stations)'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →