SBA 7(a)/504 FOIA · FY1991–PRESENT · TENNESSEE
Once Upon a Child franchise in Tennessee: what the public record shows
Franchisees of Once Upon a Child in Tennessee have taken 9 SBA loans since 1991 (average $178,588)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 3.5% is the better guide.
Loans in TN
9
Resolved
7
Local charge-off
thin
National charge-off
3.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in TN | Local charge-off | Units in TN |
|---|---|---|---|
| THE UPS STORE NON-TRADITIONAL | 20 | thin | 105 |
| Naturals2Go | 19 | thin | — |
| HobbyTown | 11 | thin | — |
| Play It Again Sports (Retail Sports) | 8 | thin | — |
Same sector, same state, same public records — how Once Upon a Child compares to the systems a buyer in Tennessee would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Once Upon a Child's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →