SBA 7(a)/504 FOIA · FY1991–PRESENT · VIRGINIA
Once Upon a Child franchise in Virginia: what the public record shows
Franchisees of Once Upon a Child in Virginia have taken 12 SBA loans since 1991 (average $227,141), and of the 10 loans whose story has ended, 0.0% were charged off — versus 3.5% for Once Upon a Child nationally and 14.8% across all rateable franchise brands.
Loans in VA
12
Resolved
10
Local charge-off
0.0%
National charge-off
3.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in VA | Local charge-off | Units in VA |
|---|---|---|---|
| THE UPS STORE NON-TRADITIONAL | 56 | 0.0% | 140 |
| Naturals2Go | 10 | thin | — |
| Play N Trade | 9 | thin | — |
| KID TO KID | 7 | thin | — |
| Play It Again Sports (Retail Sports) | 7 | thin | — |
| Athlete'S Foot | 6 | thin | — |
| HobbyTown | 6 | thin | — |
Same sector, same state, same public records — how Once Upon a Child compares to the systems a buyer in Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Once Upon a Child's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →