SBA 7(a)/504 FOIA · FY1991–PRESENT · ARIZONA
Orangetheory franchise in Arizona: what the public record shows
Franchisees of Orangetheory in Arizona have taken 17 SBA loans since 1991 (average $675,035), and of the 13 loans whose story has ended, 0.0% were charged off — versus 1.5% for Orangetheory nationally and 14.8% across all rateable franchise brands.
Loans in AZ
17
Resolved
13
Local charge-off
0.0%
National charge-off
1.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AZ. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
809
statewide, all operators
Per 100k residents
10.7
national 11.9
Versus the country
-10%
thinner
Every business in Orangetheory's industry operating in Arizona — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in AZ | Local charge-off | Units in AZ |
|---|---|---|---|
| ANYTIME FITNESS; ANYTIME FITNESS EXPRESS | 12 | thin | — |
| THE LITTLE GYM | 9 | thin | — |
| Club Pilates | 8 | thin | — |
| F45 Training | 8 | thin | — |
| Exercise Coach | 6 | thin | — |
| Lady of America | 5 | thin | — |
| Snap Fitness Club | 5 | thin | 16 |
| Yoga Six | 5 | thin | — |
Same sector, same state, same public records — how Orangetheory compares to the systems a buyer in Arizona would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
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