SBA 7(a)/504 FOIA · FY1991–PRESENT · MONTANA
Papa Murphy'S Take & Bake Pizza franchise in Montana: what the public record shows
Franchisees of Papa Murphy'S Take & Bake Pizza in Montana have taken 13 SBA loans since 1991 (average $188,776), and of the 13 loans whose story has ended, 0.0% were charged off — versus 6.2% for Papa Murphy'S Take & Bake Pizza nationally and 14.8% across all rateable franchise brands.
Loans in MT
13
Resolved
13
Local charge-off
0.0%
National charge-off
6.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,228
statewide, all operators
Per 100k residents
195.9
national 179.9
Versus the country
+9%
denser
Every business in Papa Murphy'S Take & Bake Pizza's industry operating in Montana — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in MT | Local charge-off | Units in MT |
|---|---|---|---|
| Domino's Pizza | 11 | thin | — |
| TACO JOHN'S | 11 | thin | 18 |
| Cold Stone Creamery | 8 | thin | — |
| GREAT HARVEST BREAD CO. | 8 | thin | — |
| Kentucky Fried Chicken | 7 | thin | — |
| Jersey Mike's Subs | 6 | thin | — |
| Little Ceasar'S Pizza | 5 | thin | — |
Same sector, same state, same public records — how Papa Murphy'S Take & Bake Pizza compares to the systems a buyer in Montana would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Papa Murphy'S Take & Bake Pizza's numbers, including talking you out of a bad deal.
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