SBA 7(a)/504 FOIA · FY1991–PRESENT · COLORADO
PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT franchise in Colorado: what the public record shows
Franchisees of PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT in Colorado have taken 10 SBA loans since 1991 (average $538,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 8.3% is the better guide.
Loans in CO
10
Resolved
7
Local charge-off
thin
National charge-off
8.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CO. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
3,012
statewide, all operators
Per 100k residents
50.6
national 39.6
Versus the country
+28%
denser
Every business in PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT's industry operating in Colorado — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in CO | Local charge-off | Units in CO |
|---|---|---|---|
| Ace Hardware | 45 | 4.0% | — |
| True Value Hardware | 13 | 0.0% | — |
| MIGHTY DOG ROOFING | 10 | thin | — |
| Mr. Handyman | 9 | thin | — |
| EverLine Coatings and Services | 5 | thin | — |
| The Glass Guru | 5 | thin | 6 |
Same sector, same state, same public records — how PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT compares to the systems a buyer in Colorado would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →