SBA 7(a)/504 FOIA · FY1991–PRESENT · MICHIGAN
PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT franchise in Michigan: what the public record shows
Franchisees of PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT in Michigan have taken 12 SBA loans since 1991 (average $305,291)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 8.3% is the better guide.
Loans in MI
12
Resolved
6
Local charge-off
thin
National charge-off
8.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
3,956
statewide, all operators
Per 100k residents
39
national 39.6
Versus the country
-2%
thinner
Every business in PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT's industry operating in Michigan — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in MI | Local charge-off | Units in MI |
|---|---|---|---|
| Ace Hardware | 77 | 13.6% | — |
| True Value Hardware | 12 | 0.0% | — |
| Snap-On Tools | 11 | thin | — |
| Do It Best Hardware | 6 | thin | — |
| MIGHTY DOG ROOFING | 6 | thin | — |
| EverLine Coatings and Services | 5 | thin | — |
| Mr. Electric | 5 | thin | — |
Same sector, same state, same public records — how PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT compares to the systems a buyer in Michigan would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing PAUL DAVIS RESTORATION INC FRANCHISE AGREEMENT's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →