SBA 7(a)/504 FOIA · FY1991–PRESENT · ALABAMA
Piggly Wiggly franchise in Alabama: what the public record shows
Franchisees of Piggly Wiggly in Alabama have taken 13 SBA loans since 1991 (average $397,938), and of the 10 loans whose story has ended, 20.0% were charged off — versus 13.6% for Piggly Wiggly nationally and 14.8% across all rateable franchise brands.
Loans in AL
13
Resolved
10
Local charge-off
20.0%
National charge-off
13.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in AL | Local charge-off | Units in AL |
|---|---|---|---|
| THE UPS STORE NON-TRADITIONAL | 30 | 5.9% | 70 |
| Cartridge World | 8 | thin | — |
| Naturals2Go | 7 | thin | — |
| HobbyTown | 5 | thin | — |
Same sector, same state, same public records — how Piggly Wiggly compares to the systems a buyer in Alabama would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Piggly Wiggly's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →