SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
Ramada Inn franchise in Florida: what the public record shows
Franchisees of Ramada Inn in Florida have taken 41 SBA loans since 1991 (average $1,259,487), and of the 32 loans whose story has ended, 21.9% were charged off — versus 18.1% for Ramada Inn nationally and 14.8% across all rateable franchise brands.
Loans in FL
41
Resolved
32
Local charge-off
21.9%
National charge-off
18.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| Holiday Inn Express | 80 | 21.8% | — |
| Days Inn | 67 | 20.0% | — |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 60 | 13.5% | — |
| Super 8 | 48 | 6.1% | — |
| Hampton Inns | 36 | 0.0% | — |
| Best Western Inn | 34 | 8.3% | — |
| La Quinta Inn | 31 | 0.0% | — |
| Howard Johnson | 30 | 20.0% | — |
| Choice Hotels International | 29 | 38.1% | — |
| Travelodge | 29 | 10.5% | — |
| Red Roof Inn | 25 | 0.0% | — |
| Fairfield Inn | 19 | thin | — |
Same sector, same state, same public records — how Ramada Inn compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Ramada Inn's numbers, including talking you out of a bad deal.