FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · CALIFORNIA

RE/MAX franchise in California: what the public record shows

Franchisees of RE/MAX in California have taken 51 SBA loans since 1991 (average $667,456), and of the 37 loans whose story has ended, 8.1% were charged off — versus 14.6% for RE/MAX nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 239 franchised outlets in California (fiscal 2025) — about 0.61 per 100k residents.

SBA loan outcomes · Californiavs national

Loans in CA

51

Resolved

37

Local charge-off

8.1%

National charge-off

14.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · California vs nationalDense market

Businesses in this industry

22,552

statewide, all operators

Per 100k residents

57.2

national 47.9

Versus the country

+19%

denser

Every business in RE/MAX's industry operating in California — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Franchised outlets in California · FDD Item 20-54 over the disclosed window
Fiscal yearFranchisedCompany-owned
20232930
20242560
20252390
Same-sector systems with SBA loan history in California4 systems
SystemLoans in CALocal charge-offUnits in CA
Century 214217.9%
REAL PROPERTY MANAGEMENT1710.0%43
Coldwell Banker (Real Estate Brokers12thin
PROPERTY MANAGEMENT INCORPORATED FRANCHISE LLC6thin37

Same sector, same state, same public records — how RE/MAX compares to the systems a buyer in California would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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