SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS
RE/MAX franchise in Illinois: what the public record shows
Franchisees of RE/MAX in Illinois have taken 23 SBA loans since 1991 (average $439,695), and of the 14 loans whose story has ended, 14.3% were charged off — versus 14.6% for RE/MAX nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 141 franchised outlets in Illinois (fiscal 2025) — about 1.11 per 100k residents.
Loans in IL
23
Resolved
14
Local charge-off
14.3%
National charge-off
14.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
4,897
statewide, all operators
Per 100k residents
38.5
national 47.9
Versus the country
-20%
thinner
Every business in RE/MAX's industry operating in Illinois — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 147 | 0 |
| 2024 | 141 | 0 |
| 2025 | 141 | 0 |
| System | Loans in IL | Local charge-off | Units in IL |
|---|---|---|---|
| Century 21 | 5 | thin | — |
Same sector, same state, same public records — how RE/MAX compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing RE/MAX's numbers, including talking you out of a bad deal.
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