FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ARIZONA

Round Table Pizza franchise in Arizona: what the public record shows

Franchisees of Round Table Pizza in Arizona have taken 5 SBA loans since 1991 (average $261,100)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 10.3% is the better guide.

SBA loan outcomes · Arizonavs national

Loans in AZ

5

Resolved

5

Local charge-off

thin

National charge-off

10.3%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AZ. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Arizona vs nationalTypical density

Businesses in this industry

11,916

statewide, all operators

Per 100k residents

157.2

national 179.9

Versus the country

-13%

thinner

Every business in Round Table Pizza's industry operating in Arizona — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Arizona12 systems
SystemLoans in AZLocal charge-offUnits in AZ
Quiznos7231.7%
Cold Stone Creamery4342.4%
Culver's330.0%
Jimmy John's240.0%
Dunkin Donuts/Baskin-Robbins Co-Brand238.3%
Baskin-Robbins 31 Ice Cream2035.3%
Schlotzsky'S Sandwich Shop2011.8%
Tropical Smoothie Cafe1920.0%22
Robeks Juice1827.3%
Papa Murphy'S Take & Bake Pizza1513.3%
Arby's1318.2%
Burger King1315.4%

Same sector, same state, same public records — how Round Table Pizza compares to the systems a buyer in Arizona would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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