SBA 7(a)/504 FOIA · FY1991–PRESENT · ARIZONA
SCOOTER'S COFFEE franchise in Arizona: what the public record shows
Franchisees of SCOOTER'S COFFEE in Arizona have taken 12 SBA loans since 1991 (average $720,383)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 4.9% is the better guide. Its latest FDD Item 20 state table reports 14 franchised outlets in Arizona (fiscal 2024) — about 0.18 per 100k residents.
Loans in AZ
12
Resolved
2
Local charge-off
thin
National charge-off
4.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AZ. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
11,916
statewide, all operators
Per 100k residents
157.2
national 179.9
Versus the country
-13%
thinner
Every business in SCOOTER'S COFFEE's industry operating in Arizona — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2022 | 6 | — |
| 2023 | 7 | — |
| 2024 | 14 | — |
| System | Loans in AZ | Local charge-off | Units in AZ |
|---|---|---|---|
| Quiznos | 72 | 31.7% | — |
| Cold Stone Creamery | 43 | 42.4% | — |
| Culver's | 33 | 0.0% | — |
| Jimmy John's | 24 | 0.0% | — |
| Dunkin Donuts/Baskin-Robbins Co-Brand | 23 | 8.3% | — |
| Baskin-Robbins 31 Ice Cream | 20 | 35.3% | — |
| Schlotzsky'S Sandwich Shop | 20 | 11.8% | — |
| Tropical Smoothie Cafe | 19 | 20.0% | 22 |
| Robeks Juice | 18 | 27.3% | — |
| Papa Murphy'S Take & Bake Pizza | 15 | 13.3% | — |
| Arby's | 13 | 18.2% | — |
| Burger King | 13 | 15.4% | — |
Same sector, same state, same public records — how SCOOTER'S COFFEE compares to the systems a buyer in Arizona would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing SCOOTER'S COFFEE's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →