FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NEBRASKA

TACO JOHN'S franchise in Nebraska: what the public record shows

Franchisees of TACO JOHN'S in Nebraska have taken 14 SBA loans since 1991 (average $380,485), and of the 10 loans whose story has ended, 10.0% were charged off — versus 17.9% for TACO JOHN'S nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 34 franchised outlets in Nebraska (fiscal 2025) — about 1.7 per 100k residents.

SBA loan outcomes · Nebraskavs national

Loans in NE

14

Resolved

10

Local charge-off

10.0%

National charge-off

17.9%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NE. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Nebraska vs nationalTypical density

Businesses in this industry

3,342

statewide, all operators

Per 100k residents

166.6

national 179.9

Versus the country

-7%

thinner

Every business in TACO JOHN'S's industry operating in Nebraska — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Franchised outlets in Nebraska · FDD Item 20-2 over the disclosed window
Fiscal yearFranchisedCompany-owned
202336
202435
202534
Same-sector systems with SBA loan history in Nebraska12 systems
SystemLoans in NELocal charge-offUnits in NE
SCOOTER'S COFFEE335.3%111
Quiznos2141.2%
Domino's Pizza177.7%
Pizza Hut160.0%
Blimpie148.3%
Culver's11thin
Cold Stone Creamery9thin
Daylight Donut Shop7thin
GODFATHER'S PIZZA7thin
PIZZA RANCH7thin6
Sonic Drive-In6thin
Arby's5thin

Same sector, same state, same public records — how TACO JOHN'S compares to the systems a buyer in Nebraska would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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