SBA 7(a)/504 FOIA · FY1991–PRESENT · IDAHO
Texaco Service Station franchise in Idaho: what the public record shows
Franchisees of Texaco Service Station in Idaho have taken 14 SBA loans since 1991 (average $489,960), and of the 11 loans whose story has ended, 9.1% were charged off — versus 13.6% for Texaco Service Station nationally and 14.8% across all rateable franchise brands.
Loans in ID
14
Resolved
11
Local charge-off
9.1%
National charge-off
13.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = ID. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
664
statewide, all operators
Per 100k residents
33.2
national 30.2
Versus the country
+10%
denser
Every business in Texaco Service Station's industry operating in Idaho — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in ID | Local charge-off | Units in ID |
|---|---|---|---|
| Chevron (Gas Station) | 25 | 0.0% | — |
| Exxon | 13 | thin | — |
| Grease Monkey | 10 | thin | — |
| Meineke | 10 | 50.0% | — |
| JIFFY LUBE | 7 | thin | 22 |
| Aamco Transmissions | 6 | thin | — |
| Phillips 66 | 6 | thin | — |
Same sector, same state, same public records — how Texaco Service Station compares to the systems a buyer in Idaho would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Texaco Service Station's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →