SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
THE LITTLE GYM franchise in Florida: what the public record shows
Franchisees of THE LITTLE GYM in Florida have taken 15 SBA loans since 1991 (average $335,086)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 15.1% is the better guide.
Loans in FL
15
Resolved
4
Local charge-off
thin
National charge-off
15.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
2,767
statewide, all operators
Per 100k residents
11.8
national 11.9
Versus the country
-1%
thinner
Every business in THE LITTLE GYM's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| ANYTIME FITNESS; ANYTIME FITNESS EXPRESS | 78 | 27.1% | — |
| Orangetheory | 26 | 0.0% | — |
| Club Pilates | 21 | 0.0% | — |
| GOLD'S GYM | 21 | 23.5% | 7 |
| Curves for Women | 19 | 41.2% | — |
| F45 Training | 17 | 27.3% | — |
| CycleBar | 15 | thin | — |
| Burn Boot Camp Fitness | 13 | thin | — |
| Yoga Six | 12 | thin | — |
| MY GYM | 11 | thin | — |
| Retrofitness | 10 | thin | — |
| World Gym & Fitness Center | 9 | thin | — |
Same sector, same state, same public records — how THE LITTLE GYM compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE LITTLE GYM's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →