SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW JERSEY
THE UPS STORE NON-TRADITIONAL franchise in New Jersey: what the public record shows
Franchisees of THE UPS STORE NON-TRADITIONAL in New Jersey have taken 75 SBA loans since 1991 (average $270,017), and of the 30 loans whose story has ended, 6.7% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 200 franchised outlets in New Jersey (fiscal 2025) — about 2.11 per 100k residents.
Loans in NJ
75
Resolved
30
Local charge-off
6.7%
National charge-off
7.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NJ. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 179 | — |
| 2024 | 185 | — |
| 2025 | 200 | — |
| System | Loans in NJ | Local charge-off | Units in NJ |
|---|---|---|---|
| Naturals2Go | 9 | thin | — |
| Play It Again Sports (Retail Sports) | 9 | thin | — |
| Cartridge World | 8 | thin | — |
| Foot Solutions | 6 | thin | — |
| Hallmark Card Shop | 5 | thin | — |
| Once Upon a Child | 5 | thin | — |
Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in New Jersey would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →