ITEMS 5–7 · FDD 2025
How much is a WE INSURE franchise?
Per WE INSURE's 2025 FDD, the initial franchise fee is $50K (Item 5) and the total initial investment runs $70K–$138K (Item 7).
$50K
one-time, to buy in
$70K–$138K
franchisor's own estimate
| Cost line | WE INSURE | Sector median |
|---|---|---|
| Initial franchise fee ITEM 5 | $50K | $27K |
| Total initial investment ITEM 7 | $70K–$138K | $69K–$120K |
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The buy-in is the smaller number. The larger one is the drag: royalties and fees leaves before rent, labor, or your salary — so breakeven depends on volume you cannot know from the FDD, and this brand publishes no Item 19 earnings data to anchor it.
To open (Item 7)
$70K–$138K
all-in investment range
Franchise fee (Item 5)
$50K
upfront, one-time
Royalty (Item 6)
—
of sales, ongoing
Your figure — this brand discloses no Item 19 earnings; validate with current & former owners.
Royalty you'd pay / yr
$0
0% of sales, before profit
Over a 10-yr term
$0
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for WE INSURE with an independent CPAWE INSURE cost questions, answered from the filing
How much is a WE INSURE franchise?
Per WE INSURE's 2025 FDD, opening a franchise requires an initial franchise fee of $50K (Item 5) and a total initial investment of $70K–$138K (Item 7). Item 7 is the franchisor's own estimate — treat the low end as a floor, not a budget.
Does WE INSURE tell you what franchisees earn?
No — WE INSURE's 2025 FDD makes no Item 19 earnings claim, so any revenue figure you hear comes from sales conversations, not disclosure documents. Validate with current and former franchisees.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing WE INSURE's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →