FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA

Wicks 'N' Sticks franchise in Georgia: what the public record shows

Franchisees of Wicks 'N' Sticks in Georgia have taken 5 SBA loans since 1991 (average $202,700)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 32.2% is the better guide.

SBA loan outcomes · Georgiavs national

Loans in GA

5

Resolved

5

Local charge-off

thin

National charge-off

32.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Same-sector systems with SBA loan history in Georgia11 systems
SystemLoans in GALocal charge-offUnits in GA
THE UPS STORE NON-TRADITIONAL1297.1%273
Naturals2Go20thin
Play It Again Sports (Retail Sports)190.0%
Athlete'S Foot12thin
Once Upon a Child11thin
Cartridge World10thin
Piggly Wiggly6thin
Play N Trade6thin
Batteries Plus Bulbs5thin
Golf Etc.5thin
Grow Biz International5thin

Same sector, same state, same public records — how Wicks 'N' Sticks compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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