SBA 7(a)/504 FOIA · FY1991–PRESENT · IOWA
Winestyles franchise in Iowa: what the public record shows
Franchisees of Winestyles in Iowa have taken 5 SBA loans since 1991 (average $253,560)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 39.4% is the better guide.
Loans in IA
5
Resolved
3
Local charge-off
thin
National charge-off
39.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in IA | Local charge-off | Units in IA |
|---|---|---|---|
| Play It Again Sports (Retail Sports) | 11 | 0.0% | — |
| THE UPS STORE NON-TRADITIONAL | 6 | thin | 21 |
Same sector, same state, same public records — how Winestyles compares to the systems a buyer in Iowa would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Winestyles's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →