Verified — real FDD extraction
Not found in the SBA Franchise Directory under this name — though SBA loans to its franchisees exist; verify eligibility with your lender
ActiKare In Home Care Services
Senior Care · independent · est. —
ActiKare In Home Care Services provides non-medical home care, including companionship, personal care, and help with daily activities. A franchisee runs a home- or small-office-based agency that recruits and schedules caregivers for seniors and other clients who want to remain in their homes.
ActiKare In Home Care Services net unit count grew +7.4% from 2017–2019 per its FDD Item 20.
New to franchising? Start here
A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.
Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:
- Franchise fee — the one-time cost to buy in.
- Royalty — the ongoing cut of your sales you pay the franchisor.
- Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).
The verdict
Proven & strong
Distress
Enough units and history to judge, and the record is good: growing or stable units with clean exits by the standards of its disclosed record. The standout in the record: owner turnover is low.
Exit rate · latest year
3.1%
vs 5.6% across 20 senior care systems
Cost to open
$30K–$50K
Item 7 total investment range
SBA loan defaults
Too few resolved
5 loans exist; too few resolved to rate
Behind the verdict
the record, factor by factor · Item 20
3-yr trend · Item 20 Table 1
terminations + ceased-ops vs. all exits · Table 3
transfers vs. base · Table 3
actual vs. projected openings · Table 5
Item 19 disclosure + completeness
Systemwide units
2017–2019
Survival record
FDD Item 20 · outlet status by year
In fiscal 2019, 4 of 131 franchised outlets left the system — a 3.1% annualized exit rate, vs 5.6% across 20 senior care systems. Not every exit is a failure — but this is the measurable floor.
Show the outlet tables ↓Hide the evidence ↑
| Status (FTC) | 2017 | 2018 | 2019 |
|---|---|---|---|
| Outlets at start | 107 | 121 | 131 |
| Opened | 37 | 29 | 26 |
| Transfers | 1 | 2 | 5 |
| Terminations | 0 | 2 | 2 |
| Non-renewals | 0 | 0 | 2 |
| Reacquired by franchisor | 22 | 17 | 23 |
| Ceased — other reasons | 1 | 0 | 0 |
| Outlets at end | 121 | 131 | 130 |
| Net change | +14 | +10 | -1 |
The lender's view
SBA 7(a)/504 loan performance · FY1991–present
Banks have made 5 SBA-backed loans to ActiKare In Home Care Services franchisees since 2015. Most are still open, so there is not yet a resolved cohort large enough to rate.
—
5 resolved · too thin to rate
—
avg. charged-off $ ÷ approved $
—
default rate × loss severity
$79,200
what recent franchisees borrowed
29 mo
approval → charge-off, defaulted loans
0 vs 3
distinct banks — pulling back
Charge-off rate by loan approval year (%)
SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO ACTIKARE IN HOME CARE SERVICES BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL
What it costs — and what it drags
FDD Items 5–7 · fees, investment, royalty
Buying in means a $20K franchise fee (Item 5) and a total investment of $30K–$50K (Item 7). The franchisor publishes an earnings claim (Item 19) — read its methodology closely.
To open (Item 7)
$30K–$50K
all-in investment range
Franchise fee (Item 5)
$20K
upfront, one-time
Royalty (Item 6)
5%
of sales, ongoing
Your figure — cross-check against this brand's Item 19 and current-owner validation.
Royalty you'd pay / yr
$50K
5% of sales, before profit
Over a 10-yr term
$500K
royalties alone, excl. ad fund
This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.
Build a real pro-forma for ActiKare In Home Care Services with an independent CPAModeled risk
FDD Risk Score · modeled from the public record
The public record puts this brand toward the riskier end of the systems we score — but the evidence is thin, so treat it as a range, not a number.
Risk percentile (range)
64–88 / 100
Directional
Modeled SBA charge-off
16.6%
Observed SBA charge-off
20.0%
Top drivers: Investment ceiling (log) (raises) · Item 3 litigation (log) (raises) · System size (log units) (raises) · Item 20 exit rate (lowers). Thin loan history — treat this as a range, not a number. A linear scorecard built from this brand's own disclosure figures plus the federal loan record behind its franchisees; full spec and cross-validated accuracy on the methodology page. A score is context, not a verdict.
Distress signals
news-sourced · bankruptcies, closures, lawsuits
No recent closures, bankruptcies, or major lawsuits found in the news for ActiKare In Home Care Services. That's a good sign — but it reflects news coverage, not a guarantee.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing ActiKare In Home Care Services's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →ActiKare In Home Care Services franchise questions, answered from the filings
What percentage of ActiKare In Home Care Services franchises closed last year?
In ActiKare In Home Care Services's latest FDD Item 20 (fiscal 2019), 4 of 131 franchised outlets left the system — an annualized exit rate of 3.1% — compared with 5.6% across 20 senior care systems tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.
How much does a ActiKare In Home Care Services franchise cost?
Per ActiKare In Home Care Services's 2020 FDD, buying in requires an initial franchise fee of $20K (Item 5) and a total initial investment of $30K–$50K (Item 7).
What royalty does ActiKare In Home Care Services charge?
ActiKare In Home Care Services charges an ongoing royalty of 5.0% of gross sales, per Item 6 of its 2020 FDD.
Does ActiKare In Home Care Services disclose earnings (Item 19)?
Yes — ActiKare In Home Care Services makes a financial performance representation in Item 19 of its 2020 FDD, reporting a median unit volume of $298K. Read it closely: franchisors choose which units and which metrics to include.