SBA 7(a)/504 FOIA · FY1991–PRESENT · WYOMING
BIG O TIRES franchise in Wyoming: what the public record shows
Franchisees of BIG O TIRES in Wyoming have taken 5 SBA loans since 1991 (average $614,648)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 13.4% is the better guide. Its latest FDD Item 20 state table reports 6 franchised outlets in Wyoming (fiscal 2026) — about 1.02 per 100k residents.
Loans in WY
5
Resolved
5
Local charge-off
thin
National charge-off
13.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2024 | 6 | — |
| 2025 | 6 | — |
| 2026 | 6 | — |
| System | Loans in WY | Local charge-off | Units in WY |
|---|---|---|---|
| Subway | 18 | 0.0% | 55 |
| DAIRY QUEEN | 8 | thin | — |
| Culligan | 7 | thin | 4 |
Same sector, same state, same public records — how BIG O TIRES compares to the systems a buyer in Wyoming would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing BIG O TIRES's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →