FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · CALIFORNIA

Buffalo Wild Wings (F/K/a Bw-3 (Buffalo Wings franchise in California: what the public record shows

Franchisees of Buffalo Wild Wings (F/K/a Bw-3 (Buffalo Wings in California have taken 10 SBA loans since 1991 (average $760,150), and of the 10 loans whose story has ended, 0.0% were charged off — versus 3.6% for Buffalo Wild Wings (F/K/a Bw-3 (Buffalo Wings nationally and 14.8% across all rateable franchise brands.

SBA loan outcomes · Californiavs national

Loans in CA

10

Resolved

10

Local charge-off

0.0%

National charge-off

3.6%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Same-sector systems with SBA loan history in California12 systems
SystemLoans in CALocal charge-offUnits in CA
Subway5735.4%1,783
BIG O TIRES13717.9%90
DENNY'S1196.3%327
DAIRY QUEEN9414.5%
MASSAGE ENVY8311.4%126
Minuteman Press7510.9%
CIRCLE K730.0%195
Home Instead562.7%62
Fastsigns5016.1%
Alphagraphics, Printshops of the Futu4826.8%
SERVICEMASTER RESTORE480.0%221
CIRCLE K (STANDARD)469.1%7

Same sector, same state, same public records — how Buffalo Wild Wings (F/K/a Bw-3 (Buffalo Wings compares to the systems a buyer in California would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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