SBA 7(a)/504 FOIA · FY1991–PRESENT · UTAH
Fantastic Sams franchise in Utah: what the public record shows
Franchisees of Fantastic Sams in Utah have taken 17 SBA loans since 1991 (average $119,394), and of the 16 loans whose story has ended, 12.5% were charged off — versus 22.1% for Fantastic Sams nationally and 14.8% across all rateable franchise brands.
Loans in UT
17
Resolved
16
Local charge-off
12.5%
National charge-off
22.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = UT. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,051
statewide, all operators
Per 100k residents
30
national 26.6
Versus the country
+13%
denser
Every business in Fantastic Sams's industry operating in Utah — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in UT | Local charge-off | Units in UT |
|---|---|---|---|
| SUPERCUTS | 15 | 0.0% | 16 |
Same sector, same state, same public records — how Fantastic Sams compares to the systems a buyer in Utah would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Fantastic Sams's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →