FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA

Fish Window Cleaning franchise in Pennsylvania: what the public record shows

Franchisees of Fish Window Cleaning in Pennsylvania have taken 7 SBA loans since 1991 (average $194,400)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 20.8% is the better guide.

SBA loan outcomes · Pennsylvaniavs national

Loans in PA

7

Resolved

4

Local charge-off

thin

National charge-off

20.8%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Pennsylvania vs nationalTypical density

Businesses in this industry

3,222

statewide, all operators

Per 100k residents

24.6

national 26.7

Versus the country

-8%

thinner

Every business in Fish Window Cleaning's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Pennsylvania5 systems
SystemLoans in PALocal charge-offUnits in PA
SERVPRO (UNIT)698.0%106
The Grounds Guys7thin
WINDOW GENIE7thin7
MOLLY MAID6thin5
Maidpro5thin

Same sector, same state, same public records — how Fish Window Cleaning compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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