SBA 7(a)/504 FOIA · FY1991–PRESENT · NEBRASKA
H&R Block franchise in Nebraska: what the public record shows
Franchisees of H&R Block in Nebraska have taken 9 SBA loans since 1991 (average $314,288)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 2.7% is the better guide. Its latest FDD Item 20 state table reports 55 franchised outlets in Nebraska (fiscal 2019) — about 2.74 per 100k residents.
Loans in NE
9
Resolved
7
Local charge-off
thin
National charge-off
2.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NE. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2017 | 57 | 24 |
| 2018 | 57 | 25 |
| 2019 | 55 | 24 |
| System | Loans in NE | Local charge-off | Units in NE |
|---|---|---|---|
| Subway | 53 | 9.3% | 153 |
| DAIRY QUEEN | 33 | 0.0% | — |
| HOTWORX | 13 | thin | 16 |
| Home Instead | 9 | thin | 8 |
| SERVICEMASTER RESTORE | 9 | thin | 17 |
| BIG O TIRES | 6 | thin | 2 |
| MASSAGE ENVY | 5 | thin | 6 |
| Matco Tools | 5 | thin | — |
| Sport Clips | 5 | thin | 14 |
| TOMMY'S EXPRESS | 5 | thin | 12 |
Same sector, same state, same public records — how H&R Block compares to the systems a buyer in Nebraska would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing H&R Block's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →