SBA 7(a)/504 FOIA · FY1991–PRESENT · CALIFORNIA
Planet Fitness franchise in California: what the public record shows
Franchisees of Planet Fitness in California have taken 14 SBA loans since 1991 (average $1,635,528), and of the 12 loans whose story has ended, 0.0% were charged off — versus 0.0% for Planet Fitness nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 225 franchised outlets in California (fiscal 2025) — about 0.57 per 100k residents.
Loans in CA
14
Resolved
12
Local charge-off
0.0%
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
5,357
statewide, all operators
Per 100k residents
13.6
national 11.9
Versus the country
+14%
denser
Every business in Planet Fitness's industry operating in California — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 189 | 8 |
| 2023 | 189 | 8 |
| 2024 | 197 | 8 |
| 2024 | 197 | 8 |
| 2025 | 225 | 0 |
| 2025 | 225 | 0 |
| System | Loans in CA | Local charge-off | Units in CA |
|---|---|---|---|
| ANYTIME FITNESS; ANYTIME FITNESS EXPRESS | 74 | 11.9% | — |
| Club Pilates | 57 | 0.0% | — |
| Orangetheory | 52 | 0.0% | — |
| Curves for Women | 34 | 14.3% | — |
| GOLD'S GYM | 34 | 20.8% | 8 |
| Yoga Six | 32 | thin | — |
| F45 Training | 30 | 7.1% | — |
| Stretch Lab | 21 | thin | — |
| CycleBar | 19 | 18.2% | — |
| THE LITTLE GYM | 18 | 30.0% | — |
| BAR METHOD | 17 | 20.0% | — |
| Pure Barre | 15 | thin | — |
Same sector, same state, same public records — how Planet Fitness compares to the systems a buyer in California would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
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