FRANCHISE·WATCH·DESK

Sample data — illustrative, not for citation

SBA-eligible · directory code S1334 since 2017

Popeyes Louisiana Kitchen

chicken · Restaurant Brands International · est. 1972

Popeyes Louisiana Kitchen, part of Restaurant Brands International, is a quick-service chain serving Louisiana-style fried chicken, chicken sandwiches, and Cajun sides. A franchisee develops and operates counter-service restaurants with drive-thru, usually committing to multiple units in a market.

Popeyes Louisiana Kitchen net unit count grew +6.5% from 20232025 per its FDD Item 20.

New to franchising? Start here

A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.

Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:

  • Franchise fee — the one-time cost to buy in.
  • Royalty — the ongoing cut of your sales you pay the franchisor.
  • Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).

The verdict

Not enough disclosure

Distress

8
STABLE

No verified FDD extraction to judge from. Any figures shown are labelled sample data or independent federal records.

SBA loan defaults

0.0%

vs 14.8% avg across rated brands

Behind the verdict

the record, factor by factor · Item 20

hi-1.0.0
Net unit growth35%

3-yr trend · Item 20 Table 1

Strong
Exit quality25%

terminations + ceased-ops vs. all exits · Table 3

Strong
Transfer / churn15%

transfers vs. base · Table 3

Strong
Promise-keeping10%

actual vs. projected openings · Table 5

Strong
Transparency15%

Item 19 disclosure + completeness

Strong

Systemwide units

2023–2025

+6.5%
3,02320233,12020243,2202025

Survival record

FDD Item 20 · outlet status by year

Show the outlet tables
Status (FTC)202320242025
Outlets at start2,9293,0233,120
Opened145150154
Transfers122126130
Terminations232425
Non-renewals888
Reacquired by franchisor000
Ceased — other reasons212222
Outlets at end3,0233,1203,220
Net change+94+97+100

The lender's view

SBA 7(a)/504 loan performance · FY1991–present

Banks have made 140 SBA-backed loans to Popeyes Louisiana Kitchen franchisees since 2003. Of the 73 that have resolved, 0.0% were charged off (defaulted) rather than paid in full, versus 14.8% across 576 rated brands.

Charge-off rate

0.0%

0 of 73 resolved defaulted

Loss given default

avg. charged-off $ ÷ approved $

Expected loss

default rate × loss severity

Avg. loan · FY2020+

$1,367,863

what recent franchisees borrowed

Median time to default

approval → charge-off, defaulted loans

Lenders · FY21+ vs FY16–20

13 vs 21

distinct banks still lending

Charge-off rate by loan approval year (%)

0'1400'160'17

SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO POPEYES LOUISIANA KITCHEN BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL

The owner's side of the deal

FDD × federal loan record

Who finances it

the Huntington National Bank

13.8% of this brand's loans

That lender charges off 10.1% of its loans to other franchise brands, vs 14.8% nationally.

Who buys it

69.2%

first-time franchise owners

The rest already owned at least one other franchise. Across the corpus, brands bought mostly by repeat operators charge off at roughly 10% versus 17% for brands sold mostly to newcomers.

Does experience help here?

+0.0pp

multi-unit vs single-unit owners

Owners of multiple units default at 0.0%; single-unit owners at 0.0%.

Computed from 140 SBA 7(a)/504 loans to Popeyes Louisiana Kitchen franchisees joined to the brand's own FDD. Debt service assumes level amortization at the average disclosed term and rate. A lender's rate excludes its loans to this brand, so it reads the lender, not the brand.

What it costs — and what it drags

FDD Items 5–7 · fees, investment, royalty

To open (Item 7)

$383K–$3.5M

all-in investment range

Franchise fee (Item 5)

$50K

upfront, one-time

Royalty (Item 6)

5%

of sales, ongoing

If a unit does this in annual sales…$1M/yr

Your figure — cross-check against this brand's Item 19 and current-owner validation.

Royalty you'd pay / yr

$50K

5% of sales, before profit

Over a 10-yr term

$500K

royalties alone, excl. ad fund

This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.

Build a real pro-forma for Popeyes Louisiana Kitchen with an independent CPA

Labor record

US Dept. of Labor enforcement · franchisee-level · FY2005–present

Federal investigators have concluded 72 wage cases against operators of this system, recovering $167K in back wages for 369 workers, including 10 child-labor cases. Some of these cases are recent, not ancient history. These cases name franchisee-owned locations, not the franchisor itself.

Concluded cases

72

Back wages owed

$167K

Employees affected

369

Since 2020

36

10 of these cases involved child-labor violations, covering 79 minors across the system's franchised locations.

Read this carefully. The employers in these cases are individual Popeyes Louisiana Kitchen franchisees — separately owned businesses operating under the brand name — not Popeyes Louisiana Kitchen itself. The franchisor is not the respondent and in most cases is not a party. What the record shows is how this system's operators run their payrolls, which is worth knowing before you become one of them. Counts rise with system size and with age: a 20-year-old, 10,000-unit system will out-count a young one regardless of conduct. Source: DOL Wage and Hour Division concluded compliance actions, FY2005–present, most recent finding 2025.

Distress signals

news-sourced · bankruptcies, closures, lawsuits

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Is Popeyes Louisiana Kitchen a good franchise to buy? Health score, exit rate & costs (2026) · Franchise Watch Desk