FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ALABAMA

Popeyes Louisiana Kitchen franchise in Alabama: what the public record shows

Franchisees of Popeyes Louisiana Kitchen in Alabama have taken 11 SBA loans since 1991 (average $757,590)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide.

SBA loan outcomes · Alabamavs national

Loans in AL

11

Resolved

8

Local charge-off

thin

National charge-off

0.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Alabama vs nationalTypical density

Businesses in this industry

7,968

statewide, all operators

Per 100k residents

154.5

national 179.9

Versus the country

-14%

thinner

Every business in Popeyes Louisiana Kitchen's industry operating in Alabama — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Alabama12 systems
SystemLoans in ALLocal charge-offUnits in AL
Zaxby's400.0%
Domino's Pizza3211.1%
Quiznos2742.3%
HUDDLE HOUSE148.3%
Jimmy John's1323.1%
Bruster'S1230.0%
Smoothie King (Health Food Store)12thin
Blimpie10thin
Church'S Fried Chicken10thin
Cicis Pizza10thin
Culver's10thin
Little Ceasar'S Pizza10thin

Same sector, same state, same public records — how Popeyes Louisiana Kitchen compares to the systems a buyer in Alabama would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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