SBA 7(a)/504 FOIA · FY1991–PRESENT · MINNESOTA
PRECISION TUNE FRANCHISE AGREEMENT franchise in Minnesota: what the public record shows
Franchisees of PRECISION TUNE FRANCHISE AGREEMENT in Minnesota have taken 19 SBA loans since 1991 (average $211,105), and of the 16 loans whose story has ended, 31.3% were charged off — versus 22.9% for PRECISION TUNE FRANCHISE AGREEMENT nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 8 franchised outlets in Minnesota (fiscal 2025) — about 0.14 per 100k residents.
Loans in MN
19
Resolved
16
Local charge-off
31.3%
National charge-off
22.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2021 | 9 | 3 |
| 2022 | 10 | 3 |
| 2023 | 9 | 4 |
| 2023 | 8 | 3 |
| 2024 | 10 | 3 |
| 2025 | 8 | 3 |
| System | Loans in MN | Local charge-off | Units in MN |
|---|---|---|---|
| DAIRY QUEEN | 143 | 5.3% | — |
| Subway | 108 | 5.3% | 355 |
| Nautical Bowls | 30 | 25.0% | 0 |
| Honest-1 | 23 | 0.0% | 16 |
| Fastsigns | 20 | 11.1% | — |
| Budget Blinds | 19 | thin | — |
| Minuteman Press | 18 | 14.3% | — |
| SERVICEMASTER RESTORE | 15 | 0.0% | 71 |
| Radioshack | 13 | 18.2% | — |
| Sport Clips | 13 | 10.0% | 46 |
| Sears Catalog Store | 12 | 40.0% | — |
| Country Kitchen | 11 | 10.0% | — |
Same sector, same state, same public records — how PRECISION TUNE FRANCHISE AGREEMENT compares to the systems a buyer in Minnesota would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing PRECISION TUNE FRANCHISE AGREEMENT's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →