SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
Primrose School (Daycare) franchise in Ohio: what the public record shows
Franchisees of Primrose School (Daycare) in Ohio have taken 12 SBA loans since 1991 (average $1,420,666), and of the 12 loans whose story has ended, 16.7% were charged off — versus 3.2% for Primrose School (Daycare) nationally and 14.8% across all rateable franchise brands.
Loans in OH
12
Resolved
12
Local charge-off
16.7%
National charge-off
3.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
3,003
statewide, all operators
Per 100k residents
25.3
national 26.5
Versus the country
-5%
thinner
Every business in Primrose School (Daycare)'s industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in OH | Local charge-off | Units in OH |
|---|---|---|---|
| The Goddard School | 48 | 4.8% | — |
| Kiddie Academy | 34 | 0.0% | — |
| Goddard Early Learning Center | 30 | 3.8% | — |
| PRIMROSE SCHOOLS | 26 | 0.0% | 41 |
| SYLVAN LEARNING, SYLVAN LEARNING CENTER, SYLVAN | 17 | 26.7% | 18 |
| Goldfish Swim School | 13 | 0.0% | — |
| The Learning Experience | 11 | thin | — |
| Premier Martial Arts Studio | 8 | thin | — |
| SafeSplash Swim School OR Swimtastic Swim School | 8 | thin | 5 |
| School of Rock | 8 | thin | — |
| Kids R Kids | 7 | thin | — |
| Huntington Learning Center | 6 | thin | — |
Same sector, same state, same public records — how Primrose School (Daycare) compares to the systems a buyer in Ohio would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Primrose School (Daycare)'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →