FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS

THE UPS STORE NON-TRADITIONAL franchise in Illinois: what the public record shows

Franchisees of THE UPS STORE NON-TRADITIONAL in Illinois have taken 100 SBA loans since 1991 (average $281,734), and of the 36 loans whose story has ended, 2.8% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 187 franchised outlets in Illinois (fiscal 2025) — about 1.47 per 100k residents.

SBA loan outcomes · Illinoisvs national

Loans in IL

100

Resolved

36

Local charge-off

2.8%

National charge-off

7.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Franchised outlets in Illinois · FDD Item 20+9 over the disclosed window
Fiscal yearFranchisedCompany-owned
2023178
2024182
2025187
Same-sector systems with SBA loan history in Illinois10 systems
SystemLoans in ILLocal charge-offUnits in IL
Play It Again Sports (Retail Sports)188.3%
Naturals2Go9thin
Batteries Plus Bulbs8thin
Golf U.S.a. (Retail Golf Equip.)8thin
HobbyTown8thin
Cartridge World7thin
FLOWERAMA7thin
Iga Food Stores6thin
Once Upon a Child6thin
Save - a - Lot6thin

Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.

Talk to an independent CPA before you buy →