SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS
ANYTIME FITNESS; ANYTIME FITNESS EXPRESS franchise in Illinois: what the public record shows
Franchisees of ANYTIME FITNESS; ANYTIME FITNESS EXPRESS in Illinois have taken 74 SBA loans since 1991 (average $290,186), and of the 49 loans whose story has ended, 12.2% were charged off — versus 11.6% for ANYTIME FITNESS; ANYTIME FITNESS EXPRESS nationally and 14.8% across all rateable franchise brands.
Loans in IL
74
Resolved
49
Local charge-off
12.2%
National charge-off
11.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,566
statewide, all operators
Per 100k residents
12.3
national 11.9
Versus the country
+3%
denser
Every business in ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's industry operating in Illinois — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in IL | Local charge-off | Units in IL |
|---|---|---|---|
| Curves for Women | 23 | 10.0% | — |
| Orangetheory | 16 | 7.1% | — |
| GOLD'S GYM | 15 | thin | 1 |
| Stretch Lab | 14 | thin | — |
| Yoga Six | 13 | thin | — |
| Fitness Together | 11 | thin | 3 |
| Pure Barre | 10 | thin | — |
| F45 Training | 9 | thin | — |
| THE LITTLE GYM | 9 | thin | — |
| Club Pilates | 7 | thin | — |
| I LOVE KICKBOXING | 7 | thin | — |
| Planet Fitness | 5 | thin | 107 |
Same sector, same state, same public records — how ANYTIME FITNESS; ANYTIME FITNESS EXPRESS compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing ANYTIME FITNESS; ANYTIME FITNESS EXPRESS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →